Bank RBK in Kazakhstan: Visa card for non-residents

According to a 2026 review, Bank RBK opens an account and a Visa card for non-residents without an employment contract; opening costs 15,000 KZT and service 7,500 KZT a year.

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In short: Suits non-residents who have no employment contract with a Kazakh company. The main limit is that the terms are known from a third-party review and the account is opened only in person.

Terms for non-residents

Non-residents
Yes
Remote account opening
No
Visa / Mastercard
Yes
Russian-language support
Yes
Size
About 2.80 trillion KZT (finratings.kz catalogue, 16 October 2026)
Rank by assets
8th in the finratings.kz catalogue
Account opening for a non-resident
15,000 KZT (Digital Business review of 8 June 2026)
Visa card service
7,500 KZT a year (same review)
Contactless payment
Apple Pay, Google Pay, Samsung Pay

Pros

  • According to a Digital Business review, the bank does not require an employment contract or other proof of the purpose of stay
  • Non-residents can get a Visa card and make SWIFT transfers
  • Apple Pay, Google Pay and Samsung Pay are supported
  • A large bank: 8th by assets in the finratings.kz catalogue

Cons and limits

  • Opening requires a visit to a branch
  • Fees are known from a third-party review and may change
  • No Mir cards, and no information on the Faster Payments System (SBP)
  • On 30 September 2026 the bank announced an extraordinary shareholders' meeting

## About the bank

Bank RBK is a large private bank in Kazakhstan: the finratings.kz catalogue ranks it 8th by assets, at about 2.80 trillion KZT (the page was current on 16 October 2026; the reporting date is not given). The official website is bankrbk.kz. On 30 September 2026 the bank announced an extraordinary shareholders' meeting.

In our ranking the bank stands fifth: according to a recent Digital Business review, it is one of the few that accept non-residents without proof of the purpose of stay. The terms below follow that review, so check the figures on the bank's website or by phone before visiting.

## Account for non-residents

According to the Digital Business review of 8 June 2026, Bank RBK does not require an employment contract or other documents confirming the purpose of stay. Compared with Halyk Bank and ForteBank, where requirements are stricter, this is a notable advantage.

To open an account you will need:

  • a passport;
  • a Kazakh IIN;
  • a Kazakh phone number.

An ordinary non-resident cannot open an account remotely: a branch visit is required. From 21 September 2026 the regulator (ARDFM) simplifies the rules for non-residents: the mandatory questionnaire is dropped, and a non-resident without a residence permit is no longer treated as high-risk solely because of that status. How the bank applies these norms is its own decision.

## Cards and payments

For non-residents the bank offers a Visa card that can be added to Apple Pay, Google Pay and Samsung Pay. SWIFT transfers are available. Russian Visa and Mastercard cards do not work in Kazakhstan, the bank does not issue Mir cards, and there is no information on the Faster Payments System (SBP).

## Fees and limits

| Item | Value per the review |
|---|---|
| Account opening for a non-resident | 15,000 KZT |
| Visa card service | 7,500 KZT a year |
| Contactless payments | Apple Pay, Google Pay, Samsung Pay |

These figures come from the Digital Business review and serve as a guide: exact fees are published by the bank. Limits: opening only in person; no separate terms for Russian citizens, so the general rules for non-residents apply; Mir and SBP are unavailable.

## Who it suits

Bank RBK is worth considering if you have no employment contract with a Kazakh company but need a Visa card, if you are ready to visit a branch and pay for opening, and if you want to pay by phone. For a fully remote setup, look at Freedom Bank Kazakhstan.

Frequently asked questions

Does Bank RBK open accounts for non-residents?

Yes. According to a Digital Business review of 8 June 2026, the bank does not require an employment contract or other proof of the purpose of stay. A passport and an IIN are needed, and the account is opened in a branch.

How much does a Visa card cost for a non-resident?

According to the same review, opening costs 15,000 KZT and service costs 7,500 KZT a year. Fees may change, so confirm them with the bank.

Can the account be opened remotely?

Not for an ordinary non-resident: a branch visit is required. eResidency participants should ask the bank about remote options.

Does the bank offer a Mir card?

No, there is no confirmed data on Mir issuance. For such a card, use VTB (Kazakhstan).

Are SWIFT transfers available?

According to the review, SWIFT transfers are available to non-residents. Before sending money, check the fee and the requirements for the payment purpose.